Decision on loan allocation is usually taken within 1-4 working days. Upon approval of a loan with the customer, agreements are approved and singed. Changing of proprietary rights at Land Registration Book can take up to 4 weeks, mortgage registration – 1 week (usually these procedures are done at the same time). After the mortgage registration and arrangement of insurance (the bank offers IF Latvija insurance that can be arranged at your consultant), money, as a rule, is transferred to a customer's bank account within 1 working day.